ACNB Reports Q4 Earnings of $1.04 Per Share, Beats Estimates

ACNB Corp. (ACNB) reported fourth-quarter earnings of $10.8 million, or $1.04 per share, on Jan. 22, 2026, surpassing analyst expectations of $1.26 per share. Adjusted earnings, excluding non-recurring and merger-related costs, were $1.35 per share. Revenue totaled $47.2 million, with net interest income of $37.2 million, below the Zacks consensus forecast of $40.1 million. For the full year, ACNB posted net income of $37.1 million, or $3.60 per share, on revenue of $151.7 million. Shares have gained 5% year-to-date and 28% over the past 12 months.