BILL (NYSE:BILL) Surpasses Expectations: Q4 Revenue Up 14.4% to $414.7M, Raises 2026 Guidance

Q4 CY2025 revenue at BILL (NYSE:BILL) rose 14.4% year-on-year to $414.7 million, beating expectations. Non-GAAP profit of $0.64 per share was 14.2% above consensus, and 2026 guidance at the midpoint of $402.5 million is 1.8% above analyst estimates. Drivers included stronger SMB adoption, rebounding construction activity, and growth in transaction volumes. New agentic AI features and expanded embedded finance partnerships drove higher engagement and pricing, supported by deliberate rewards and pricing optimization. Looking ahead, management expects continued momentum from AI automation, deeper integration with accounting firms, and expansion into larger customers to lift revenue per user and margins. BILL closed at $39.55, up from $35.68 pre-earnings.