C&F Financial Corp. (CFFI) Reports Q4 Profit Increase

C&F Financial Corp. (NASDAQ: CFFI) reported a rise in fourth-quarter net income on January 27, 2026, driven by improved net interest income and lower provision expenses. The company's net income for Q4 2026 increased to $4.5 million, up from $3.8 million in the same period last year. Net interest income rose by 8% year-over-year to $15.2 million, while provision for credit losses decreased significantly. CEO Tom Cherry attributed the results to strong loan growth and stable asset quality.