Frost Bank (CFR) Set to Report Q4 Earnings Thursday Amid Regional Bank Rally

Cullen/Frost Bankers (NYSE: CFR) will report Q4 2025 earnings before market open on January 29, with analysts projecting $580.6 million in revenue (+8.2% YoY) and adjusted EPS of $2.45. The stock has gained 5.3% over the past month, slightly outperforming the regional bank sector's 3.4% average rise. The bank exceeded net interest income and tangible book value estimates last quarter, though it has missed revenue projections six times in two years. Peer regional banks UMB Financial and WSFS Financial recently reported strong beats, with WSFS rising 6.5% post-earnings. Frost Bank's current share price of $135.56 remains below the average analyst target of $138.27.