Capital One Reports Q4 Earnings Below Estimates, Revenue Beats Forecast - COF

Capital One Financial Corp. (COF) reported fourth-quarter earnings of $2.13 billion, or $3.26 per share, falling short of the Zacks Investment Research consensus estimate of $4.12 per share. Adjusted earnings were $3.86 per share. The results were released on January 22, 2026. Revenue for the quarter totaled $19.8 billion, with adjusted revenue at $15.58 billion, surpassing the analyst forecast of $15.37 billion. For the full year, Capital One posted net income of $2.45 billion, or $4.03 per share, on total revenue of $53.43 billion. The company operates primarily as a credit card issuer and bank based in McLean, Virginia.