Crypto Bill Delayed as Senate Focus Shifts to Trump’s Housing Initiative - BTC, ETH

A major US cryptocurrency market bill is likely delayed until late February or March as the Senate Banking Committee pivots to housing legislation aligned with former President Donald Trump’s affordability agenda, according to sources familiar with the matter. The shift follows Trump’s Tuesday executive order directing federal agencies to limit large institutional investors from buying single-family homes—a move aimed at curbing housing costs, a top voter concern. The Treasury Department will define which entities qualify as large investors under the new guidance. Despite crypto being a priority for Trump, housing consumes a larger share of household budgets and has greater political urgency ahead of the 2026 elections. The crypto bill, which seeks to clarify regulatory authority between the SEC and CFTC over digital assets, was previously postponed after Coinbase withdrew support. Lawmakers now face added pressure to reconcile competing drafts, including one expected from the Agriculture Committee, which may vote on its version January 27.