EnFi (ENFI) Secures $15M to Scale AI Credit Analysis Agents at Banks

EnFi, a Boston-based fintech, raised $15 million in venture funding to accelerate deployment of AI agents that analyze and decide on credit applications. The round, bringing total funding to $22.5 million, is led by Fintop with participation from Patriot Financial Partners, Commerce Ventures, Unusual Ventures, and Boston Seed Capital. These investors are connected to over 150 regional and community banks. Regional and community banks have struggled with credit analyst shortages, limiting their lending capacity. EnFi’s agents adapt to each bank’s credit portfolio, automate document screening and due diligence checks, and help analyze leverage, collateral, and credit history, increasing lending volume and efficiency. The agents also help free credit analysts to focus on higher-value tasks.