Enova (ENVA) Q4 Revenue Falls 31.2% to $502M, Misses Estimates

Enova International reported Q4 CY2025 revenue of $501.9 million, falling 31.2% year-over-year and below analyst expectations. The company's non-GAAP earnings of $3.46 per share exceeded estimates by 9.1%. CEO Steve Cunningham cited "originations growth and solid credit" as drivers of performance. The stock declined 2.6% to $153.51 following the earnings release. Despite the quarterly miss, Enova has maintained a 21% compound annual revenue growth rate over the past five years.