First Commonwealth Financial (FCF) Reports Q4 Earnings Growth

First Commonwealth Financial Corp. (NYSE: FCF) reported increased quarterly earnings for Q4 2025, with net income rising to $35.2 million from $29.8 million in the prior-year period. The financial holding company attributed the growth to improved net interest income and lower provision for credit losses. Earnings per share reached $0.36, up from $0.31 year-over-year. Net interest income increased 8% to $78.5 million, while noninterest income declined slightly. The company's provision for credit losses was $2.5 million, down from $5.0 million in Q4 2024.