FS Bancorp Reports Q4 Net Income of $8.4M, Misses EPS Forecast (FSBW)

FS Bancorp Inc. (FSBW) reported fourth-quarter net income of $8.4 million, or $1.10 per share, missing the Zacks Investment Research consensus estimate of $1.13 per share. Revenue for the period totaled $57.2 million, with net interest income at $40 million—surpassing analyst expectations. The Mountlake Terrace, Washington-based bank holding company recorded full-year 2025 profit of $33.3 million, or $4.29 per share, on annual revenue of $152.7 million. The results were released on January 21, 2026.