Globe Life (NYSE:GL) Misses Q4 CY2025 Revenue Estimates Amid 3.7% YoY Sales

Globe Life (NYSE:GL) reported Q4 CY2025 revenue of $1.52 billion, up 3.7% year-on-year, but missed Wall Street estimates. GAAP earnings of $3.29 per share were 3.2% below consensus. Sales growth, a key driver for the insurer, lagged behind expectations. Net premiums accounted for 81% of revenue over the past five years. The company’s BVPS grew 24.5% YoY over the last two years, from $47.84 to $74.17, implying a 46.1% CAGR in 12-month consensus. However, EPS and BVPS declined in the quarter, and the stock fell 3.1% to $140.34 following the results. Long-term demand weakness and a tepid 4.9% CAGR in revenue growth over five years are key concerns.