Hanmi Financial Q4 Profit Increases 14% to $32.4M, Beats Estimates

Hanmi Financial Corporation (NASDAQ: HAFC) reported Q4 2025 net income of $32.4 million, a 14% year-over-year increase, exceeding analyst expectations. The Los Angeles-based bank attributed the growth to higher net interest income and improved credit quality. Earnings per share reached $1.02 for the quarter ended December 31, 2025, compared to $0.89 in the same period last year. Net interest income rose 8% to $68.2 million, while provision for credit losses decreased significantly. The bank also reported strong loan growth and maintained a robust capital position.