Horizon Bancorp Reports Q4 Net Income of $26.9 Million, Beats Estimates (HBNC)

Horizon Bancorp (HBNC) reported fourth-quarter net income of $26.9 million, or 53 cents per share, on January 21, 2026, surpassing analysts' expectations. Revenue for the period totaled $100.8 million, with net revenue after interest expense at $74.9 million, both figures exceeding Wall Street forecasts. The Michigan City, Indiana-based bank holding company outperformed the average estimate of three analysts surveyed by Zacks Investment Research, which projected earnings of 50 cents per share.