Horace Mann Educators (NYSE:HMN) Reports Q4 CY2025 Sales Below Analysts' Estimates

[Para 1: The Lead] Horace Mann Educators (NYSE:HMN) reported Q4 CY2025 sales below analysts' estimates, missing Wall Street's revenue expectations. Sales increased 6.3% year-over-year to $434.8 million, while non-GAAP earnings per share of $1.21 surpassed consensus by 2.8%. The stock closed flat at $44.90 post-earnings. [Para 2-3: Supporting details & Context] Despite the revenue shortfall, Horace Mann Educators's annualized revenue growth accelerated to 6.8% over the last two years, up from 5.3% annually over the past five years. This improvement is a positive sign, though the company's book value per share (BVPS) declined 3.3% annually over the last five years, accelerating to 12.6% annually over the last two years. Analysts estimate a 20.6% growth in BVPS over the next 12 months, to $40.58. The stock's performance post-earnings indicates market reaction to mixed results, with a focus on long-term business quality and valuation for investment decisions.