First Internet Bancorp Reports Q4 Net Income of $5.3M, Misses Revenue Expectations

First Internet Bancorp (INBK) reported Q4 net income of $5.3 million, or 60 cents per share, on January 29, 2026. Adjusted earnings were 64 cents per share, excluding one-time costs. Revenue totaled $89.4 million, with net interest income of $41.7 million — below analyst estimates. For full-year 2025, the Fishers, Indiana-based bank earned $35.2 million, or $4.03 per share, on revenue of $116.5 million. The results reflect continued pressure on net interest margins amid a challenging rate environment.