30-Year Mortgage Rate Falls to 6.09% in Week of February 12, 2026: Freddie Mac

Freddie Mac reported this week the average rate for a 30-year fixed-rate mortgage fell to 6.09%, marking the first decline after three consecutive weeks of increases. The drop follows the U.S. Federal Reserve’s recent rate hike pause, signaling potential easing in borrowing costs. The 30-year rate averaged 6.13% in the prior week and stood at 6.21% in the week of February 8, 2026.