Visa Report: U.S. Top 10% Threshold Rises to $210K Income, $1.8M Net Worth

The income and net worth required to be among the wealthiest 10% of Americans have risen significantly since 2019, according to a Visa report. The new thresholds are an annual income of $210,000 or a net worth of $1.8 million, representing a 24% increase from five years prior. The Federal Reserve data cited shows these benchmarks vary greatly by age, requiring $372,000 for those under 35 and over $2.9 million for those in their late 50s. Despite the high figures, a 2025 Harris Poll found nearly a third of households earning over $200,000 feel financially strained. The U.S. median household income was $83,730 in 2024.