Mid Penn Bancorp Reports Q4 Profit Increase, Shares Rise

Mid Penn Bancorp Inc. (MPB) reports higher net income for the fourth quarter ended December 31, 2025, citing improved net interest margin and lower provision expenses. Net income reached $12.3 million, or $0.68 per diluted share, up from $9.7 million, or $0.54 per share, in the prior-year quarter. The increase was driven by a 14% year-over-year growth in net interest income, which rose to $38.1 million, supported by rising loan balances and cost-efficient deposit funding. Non-interest income totaled $10.2 million, flat compared to Q4 2024. The company maintained a strong capital position, with a CET1 ratio of 9.8%, and recorded a $1.1 million provision benefit versus a $2.4 million provision expense a year earlier. Total loans increased to $3.2 billion, up 6% annually, while deposits remained stable at $4.1 billion. CEO Matthew Paterra attributed the results to disciplined balance sheet management and operational efficiency gains.