Mission Valley Bancorp Q4 Profit Rises, Shares Climb on Stronger Net Income

Mission Valley Bancorp (MVLY) reported higher fourth-quarter 2025 net income, driving its stock upward in early trading on February 3, 2026. The bank attributed the gain to improved net interest income and lower provision expenses. Net income for Q4 rose to $1.8 million, or $0.32 per diluted share, compared with $1.4 million, or $0.25 per diluted share, in the same period a year earlier. Total assets reached $742.3 million as of December 31, 2025, up from $710.6 million a year prior. The company also noted a decline in nonperforming assets and stable loan demand in its Southern California market.