Citizens Financial Group Posts Q4 Net Income of $528M, Beats Earnings Estimates

Citizens Financial Group Inc. (CFG) reported fourth-quarter net income of $528 million, or $1.13 per share, on Wednesday, surpassing Wall Street expectations. The Providence, Rhode Island-based bank exceeded the average analyst forecast of $1.11 per share from 10 analysts surveyed by Zacks Investment Research. Revenue reached $3.07 billion for the quarter, with non-interest revenue at $2.16 billion—slightly above the $2.15 billion expected by four Zacks analysts. For the full year 2025, CFG posted a profit of $1.83 billion, or $3.86 per share, on revenue of $8.25 billion. The results reflect strong performance in loan growth and fee income, driven by improved credit quality and operational efficiency.