Community Trust Bancorp Q4 Net Income Rises 12% on Higher Net Interest Income

Community Trust Bancorp Inc. (CTBI) reported a 12% increase in fourth-quarter net income to $8.9 million, or $0.56 per share, compared to $7.9 million, or $0.50 per share, in the same period last year. The rise was driven by a 13% year-over-year increase in net interest income, which reached $22.1 million. The bank’s total assets grew to $1.1 billion as of December 31, 2025, up from $1.0 billion at the end of 2024. Noninterest expenses rose slightly to $13.8 million, reflecting increased staffing and technology investments. The company maintained a strong asset quality profile, with nonperforming loans decreasing to $2.1 million, or 0.19% of total loans, from $2.5 million in the prior quarter. CTBI’s board declared a quarterly dividend of $0.18 per share, payable on February 15, 2026, to shareholders of record on February 1, 2026.