RNLPL Services See Surge as Renters Shift to Pay-Later Options

Renters are increasingly adopting pay-now, pay-later (P2P) services as rising rent costs strain budgets. Flex (NASDAQ: FLEX), Livble (NASDAQ: LIVB), and Affirm (NASDAQ: AFFRM) reported higher adoption in Q4 2025, with Flex seeing a 35% year-over-year increase in users and Affirm reporting a 22% rise in new accounts. The shift reflects broader financial pressure and a growing preference for flexible, low-interest payment options.