Butterfield Bank (NYSE:NTB) Beats Q4 CY2025 Estimates with 4.7% Revenue Rise

Butterfield Bank (NYSE:NTB) topped earnings expectations in Q4 CY2025, reporting revenue of $159.1 million, up 4.7% year-on-year, and non-GAAP profit of $1.54 per share, 5% above consensus. The stock rose 4.8% to $55.97 on the results. Net interest income accounted for 79.5% of total revenue over the past five years, with core net income per diluted share up 17.4% YoY. Non-interest income grew from relationship banking and private trust businesses, offsetting a 3.9% annualized revenue trend over five years and 2.4% over two years, with recent quarters considered outliers. Butterfield Bank’s tangible book value per share (TBVPS) rose 8.1% annually over five years and 17.1% over the last two years, reaching $26.41. Analysts project 10.2% growth in TBVPS over the next 12 months to $29.09. While the quarter shows resilience, long-term fundamentals and valuation remain key considerations for investors.