Ohio Valley Banc Corp. (OVBC) Reports Q4 Profit Increase

Ohio Valley Banc Corp. (NASDAQ: OVBC) announced a rise in fourth-quarter net income on January 27, 2026, driven by improved interest income and lower provision expenses. The regional bank's earnings growth reflects stronger lending margins and stable credit quality in the period. The company reported net income of $3.8 million for Q4 2025, up from $3.2 million in the same quarter last year. Total revenue reached $15.6 million, with net interest income increasing by 8% year-over-year due to higher interest rates and loan growth. Provision for loan losses decreased to $250,000 from $500,000 in the prior-year quarter.