Palomar Holdings (PLMR) Q4 Earnings Outlook: Revenue +43.6% to $223.7M, EPS $2.09

Palomar Holdings (NASDAQ:PLMR) is scheduled to report earnings Wednesday, Jan 15, 2026, after market close. Last quarter, the specialty insurance provider revenue rose 64.8% YoY to $244.7M, outpacing expectations by 10.2%, and beat EPS and net premiums estimates. For Q4 2025, analysts expect revenue to grow 43.6% YoY to $223.7M, down from 47.8% in the same quarter last year, with adjusted EPS of $2.09. Over the past two years, Palomar has averaged a 7.8% beat on revenue guidance. Peer results suggest steady investor sentiment; property and casualty shares are down 1.2% over the past month, while PLMR is down 3% and trades at $126.41 with an average price target of $160.67.