QCR Holdings (QCRH) Meets Q4 Revenue Estimates with $107M, EPS Beats by 11.3%

QCR Holdings (NASDAQ: QCRH) reported Q4 CY2025 revenue of $107 million, up 2.8% year-over-year and in line with expectations, while non-GAAP EPS of $2.21 exceeded analyst consensus by 11.3%. The stock remained flat at $88.06 post-announcement. Net interest income constituted 63.1% of total revenue over the past five years, underscoring its reliance on lending operations. Tangible book value per share grew 14.9% annually over the last two years to $57.86, with consensus projecting a 12.8% increase to $65.26 over the next 12 months. The bank cited improved performance in traditional banking, wealth management, and LIHTC lending, alongside ongoing digital transformation investments. Revenue growth has slowed to 2.2% annually over the past two years, below its five-year CAGR of 7%.