RLI Corp Reports Rise in Q4 Profit on Strong Underwriting Performance

RLI Corp (NYSE: RLI) reports higher fourth-quarter 2025 net income, citing improved underwriting results and disciplined pricing strategies. The increase reflects stronger loss ratios across its property and casualty segments. Net income for the quarter ended December 31, 2025, rose to $68.2 million, or $1.49 per diluted share, up from $57.1 million, or $1.25 per share, in the same period a year earlier. Revenue from premiums totaled $342.8 million, a 6% increase from $323.4 million in Q4 2024. The combined ratio improved to 84.6%, down from 87.1% in the prior-year quarter, signaling enhanced underwriting profitability. Investors responded positively, with shares up 2.3% in after-hours trading. RLI’s chairman and CEO, James Ryan, attributed the performance to “consistent execution of our risk selection and pricing discipline despite a competitive market environment.” Full-year 2025 net income reached $267.4 million on $1.34 billion in total revenue.