Sound Financial Bancorp Q4 Net Income Rises to $1.8M

Sound Financial Bancorp Inc. (SFBC) reported increased fourth-quarter earnings, with net income climbing to $1.8 million compared to $1.5 million in the same period last year. The results reflect improved net interest income and controlled noninterest expenses. Earnings per share reached $0.72 for Q4 2025, up from $0.60 year-over-year. Net interest income rose to $7.7 million, while noninterest expenses were contained at $5.9 million. The bank's asset quality remained stable with minimal provision for loan losses.