Sallie Mae (SLM) Shares Surge 3.9% on Q4 Earnings Beat, Despite Mixed Outlook

Shares of Sallie Mae (NASDAQ:SLM) climbed 3.9% in morning trading after the company reported fourth-quarter 2025 earnings that exceeded analyst expectations. GAAP profit reached $1.12 per share, surpassing the consensus estimate of $0.94. Revenue totaled $454.1 million, slightly above the projected $449.7 million, marking a 16.4% year-over-year increase. However, net interest income of $377.1 million fell short of forecasts. The company also issued full-year 2026 guidance of $2.75 per share, below analyst estimates by 1%. Despite these weaker points, investor focus remained on the positive earnings and revenue results. Sallie Mae’s shares have shown low volatility, with only seven moves exceeding 5% in the past year, suggesting today’s gain reflects meaningful market reaction to the report.