Bitcoin Believer, 47, Puts Every Paycheck Into BTC, Bets on Retiring in Two Years

A 47-year-old Connecticut woman holding 2.5 bitcoin said she buys more with every paycheck and will never sell, wagering the cryptocurrency will fund her retirement within two years. She began accumulating when bitcoin traded at $104,000 and kept buying down to the $58,000s, riding out crashes and buying dips. Bitcoin was hovering near $84,000 as of Sept. 29, 2026. The strategy leaves her fully concentrated in a highly volatile asset. Market forecasts diverge sharply: Ned Davis Research projects bitcoin reaching $170,000 by 2030 and $230,000 by 2035, while Galaxy Digital sees a base-case floor of $40,000 to $46,000 in late 2026 and Citigroup warns of a drop to $53,000. Analysts note bitcoin's limited supply does not guarantee higher prices, and borrowing to buy can trigger forced liquidation during crypto cascades. Advisers recommend holding an emergency fund outside crypto.