Fair Isaac (FICO) falls 36.6% since November despite strong EPS and cash-flow metrics

Fair Isaac Corp. (NYSE:FICO) shares have dropped 36.6% since November 13, 2025, to $1,113, putting investor focus on valuation after the company’s latest quarterly results and a broader pullback in the stock. The credit analytics company posted a five-year compound annual EPS growth rate of 25.5%, outpacing annualized revenue growth of 11.1%, indicating improved per-share profitability. Its average free cash flow margin over the past five years was 34%, among the stronger levels in the business services sector. The stock trades at 21.9 times forward earnings, according to the report. Fair Isaac’s return on invested capital has also risen in recent years, suggesting stronger operating efficiency and potentially wider competitive advantages.