U.S. Mortgage Rates Mixed on June 5, 2026; 30-Year Fixed Rebounds to 6.33%

Average U.S. mortgage rates reversed course from the prior day on Friday, June 5, 2026. The 30-year fixed purchase rate rose 4 basis points to 6.33%, a day after falling 8 basis points, according to Zillow data. The 15-year fixed rate fell 11 basis points to 5.72%, and the 5/1 adjustable-rate mortgage climbed 15 basis points to 6.49%. The moves come as Freddie Mac reported the average 30-year rate at 6.48% for the week through Wednesday, down from 6.53% a week earlier and 6.85% a year ago. Industry forecasts suggest rates will hold near current levels. The Mortgage Bankers Association expects the 30-year rate to remain between 6.4% and 6.5% through 2026, while Fannie Mae predicts 6.3% through year-end. Both groups see little change into 2027, with forecasts clustering around 6.2% to 6.5%.